Management Liability Small Business Bulletin - October 2025

Small Business Survival: Tackling rising costs & Supporting Teams Through Open Enrollment

In this bulletin, brought to us by our EPL Risk Management partner Zywave, timely insights are provided into the challenges and opportunities facing small businesses. From inflation and economic uncertainty to guiding employees through benefits decisions, small businesses face big challenges this fall—but also big opportunities. This bulletin offers resources to help businesses stay resilient and empower their teams with smart strategies and clear communication.

Article Highlights:

Small businesses are currently under pressure from rising costs, labor shortages, supply chain disruptions, and market unpredictability. To stay competitive, they can streamline operations, adopt digital tools, monitor expenses, and remain agile. This bulletin provides some insightful tips on how to do that. 

Fall also brings an added layer of complexity for businesses offering health benefits. Open enrollment season is a prime opportunity to support employees—but it requires thoughtful planning. With limited resources, small businesses can still create a smooth and impactful experience through early preparation, clear communication, and smart use of technology.

📌 Read the FULL BULLETIN HERE to learn how your business can adapt, grow, and guide employees through confident benefits decisions.